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0% Interest Loan
Heat Loan Overview
Apply for a 0% loan to help you make qualified energy efficient home improvements with the Mass Save HEAT Loan Program. You could qualify for a loan up to $25,000 with terms up to 7 years, depending on your program administrator and the loan provider.


1. Schedule a Home Energy Assessment.

A Mass Save representative will review the results of the assessment, let you know which improvements would be eligible for HEAT Loan Program financing, and give you all the paperwork you need.

Apply Now
Eligibility
Heat Loan Program Eligible Services
Downloads
  • Heating System Replacement
  • Domestic Hot Water & Solar Hot Water Heaters
  • Central Air Conditioning and Heat Pumps
  • Insulation & Replacement Windows
  • HEAT Loan Lender List
  • For a limited time only, take advantage of the Expanded HEAT Loan Offerings funded by the Massachusetts Department of Energy Resources:
  • NEW: High Efficiency Wood Pellet Boilers
  • NEW: Deeper Energy Savings
  • NEW: Expanded 2-4 Family Loan
  • NEW: Grants to Remove Asbestos, Vermiculite, and Upgrade Knob & Tube Wiring

Heat Loan Information downloads
Heat-Loan-Program-Steps-to-Participate
Download
Heat-Loan-Heating Equipment 
Download
Heat-Loan-Central A/C
Download
Heat Loan Intake Form (fillable) 
Download